Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,662,000 | 33,256,000 | 31,620,000 | 33,183,000 |
| Total loans | 13,838,000 | 14,058,000 | 14,617,000 | 14,600,000 |
| Allowance for loan losses | 381,000 | 380,000 | 380,000 | 380,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,316,000 | 11,887,000 | 10,888,000 | 10,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,034,000 | 29,563,000 | 27,872,000 | 29,442,000 |
| Interest-bearing deposits | 25,690,000 | 24,392,000 | 23,260,000 | 23,749,000 |
| Noninterest-bearing deposits | 4,344,000 | 5,171,000 | 4,612,000 | 5,693,000 |
| Equity capital | 3,603,000 | 3,656,000 | 3,715,000 | 3,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 457,000 | 697,000 | 937,000 |
| Interest expense | 20,000 | 39,000 | 58,000 | 77,000 |
| Net interest income | 207,000 | 418,000 | 639,000 | 860,000 |
| Noninterest income | 12,000 | 33,000 | 48,000 | 69,000 |
| Noninterest expense | 182,000 | 333,000 | 495,000 | 711,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 23,000 |
| Pretax income | 37,000 | 110,000 | 184,000 | 195,000 |
| Income tax | 5,000 | 25,000 | 40,000 | 35,000 |
| Net income | 32,000 | 85,000 | 144,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,603,000 | 3,656,000 | 3,715,000 | 3,731,000 |
| Total capital | 3,774,000 | 3,824,000 | 3,891,000 | 3,905,000 |
| Risk-weighted assets | 13,499,000 | 13,243,000 | 13,909,000 | 13,749,000 |