Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 33,912,000 | 32,102,000 | 33,241,000 | 33,556,000 |
| Total loans | 13,860,000 | 13,655,000 | 13,679,000 | 13,865,000 |
| Allowance for loan losses | 410,000 | 395,000 | 389,000 | 389,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,127,000 | 7,142,000 | 10,647,000 | 10,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,541,000 | 28,736,000 | 29,829,000 | 30,116,000 |
| Interest-bearing deposits | 26,722,000 | 24,701,000 | 25,825,000 | 25,408,000 |
| Noninterest-bearing deposits | 3,819,000 | 4,035,000 | 4,004,000 | 4,708,000 |
| Equity capital | 3,343,000 | 3,360,000 | 3,405,000 | 3,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 465,000 | 698,000 | 924,000 |
| Interest expense | 27,000 | 53,000 | 76,000 | 100,000 |
| Net interest income | 212,000 | 412,000 | 622,000 | 824,000 |
| Noninterest income | 22,000 | 39,000 | 56,000 | 65,000 |
| Noninterest expense | 178,000 | 351,000 | 508,000 | 691,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 48,000 | 92,000 | 162,000 | 190,000 |
| Income tax | 18,000 | 45,000 | 70,000 | 70,000 |
| Net income | 30,000 | 47,000 | 92,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,343,000 | 3,360,000 | 3,405,000 | 3,433,000 |
| Total capital | 3,510,000 | 3,522,000 | 3,569,000 | 3,589,000 |
| Risk-weighted assets | 13,109,000 | 12,766,000 | 12,930,000 | 13,321,000 |