Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 31,620,000 | 31,889,000 | 31,909,000 | 33,841,000 |
| Total loans | 13,672,000 | 14,548,000 | 14,409,000 | 14,958,000 |
| Allowance for loan losses | 391,000 | 426,000 | 428,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,967,000 | 10,497,000 | 9,664,000 | 10,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,239,000 | 28,455,000 | 28,409,000 | 30,501,000 |
| Interest-bearing deposits | 24,840,000 | 23,965,000 | 24,793,000 | 26,119,000 |
| Noninterest-bearing deposits | 3,399,000 | 4,490,000 | 3,616,000 | 4,382,000 |
| Equity capital | 3,332,000 | 3,406,000 | 3,473,000 | 3,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 528,000 | 789,000 | 1,042,000 |
| Interest expense | 35,000 | 68,000 | 101,000 | 131,000 |
| Net interest income | 231,000 | 460,000 | 688,000 | 911,000 |
| Noninterest income | 12,000 | 39,000 | 57,000 | 55,000 |
| Noninterest expense | 178,000 | 326,000 | 485,000 | 665,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 50,000 | 143,000 | 230,000 | 271,000 |
| Income tax | 20,000 | 39,000 | 59,000 | 60,000 |
| Net income | 30,000 | 104,000 | 171,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,332,000 | 3,406,000 | 3,473,000 | 3,313,000 |
| Total capital | 3,491,000 | 3,580,000 | 3,647,000 | 3,493,000 |
| Risk-weighted assets | 12,527,000 | 13,647,000 | 13,425,000 | 14,281,000 |