Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,453,000 | 27,973,000 | 29,540,000 | 30,266,000 |
| Total loans | 13,871,000 | 14,615,000 | 14,418,000 | 14,692,000 |
| Allowance for loan losses | 328,000 | 362,000 | 381,000 | 375,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,802,000 | 7,369,000 | 7,898,000 | 7,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,235,000 | 24,701,000 | 26,195,000 | 26,877,000 |
| Interest-bearing deposits | 22,236,000 | 21,700,000 | 23,317,000 | 23,317,000 |
| Noninterest-bearing deposits | 2,999,000 | 3,001,000 | 2,878,000 | 3,560,000 |
| Equity capital | 3,203,000 | 3,258,000 | 3,330,000 | 3,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 581,000 | 877,000 | 1,157,000 |
| Interest expense | 48,000 | 92,000 | 139,000 | 179,000 |
| Net interest income | 242,000 | 489,000 | 738,000 | 978,000 |
| Noninterest income | -1,000 | 20,000 | 41,000 | 49,000 |
| Noninterest expense | 185,000 | 331,000 | 480,000 | 665,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 26,000 | 118,000 | 209,000 | 252,000 |
| Income tax | 0 | 37,000 | 56,000 | 77,000 |
| Net income | 26,000 | 81,000 | 153,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,203,000 | 3,258,000 | 3,330,000 | 3,302,000 |
| Total capital | 3,368,000 | 3,426,000 | 3,497,000 | 3,472,000 |
| Risk-weighted assets | 13,062,000 | 13,215,000 | 13,172,000 | 13,368,000 |