Call reports 2025
BANK OF FOREST — 2025
What BANK OF FOREST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 267,815,000 | 265,197,000 | 270,589,000 | 273,956,000 |
| Total loans | 157,236,000 | 159,364,000 | 164,223,000 | 168,455,000 |
| Allowance for loan losses | 1,935,000 | 1,968,000 | 2,000,000 | 2,032,000 |
| Securities available for sale | 80,932,000 | 78,573,000 | 77,016,000 | 85,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,522,000 | 236,207,000 | 238,410,000 | 231,146,000 |
| Interest-bearing deposits | 188,856,000 | 187,592,000 | 185,348,000 | 184,005,000 |
| Noninterest-bearing deposits | 49,666,000 | 48,615,000 | 53,062,000 | 47,141,000 |
| Equity capital | 21,634,000 | 21,445,000 | 24,501,000 | 25,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,396,000 | 6,911,000 | 10,515,000 | 14,255,000 |
| Interest expense | 1,388,000 | 2,594,000 | 3,842,000 | 5,085,000 |
| Net interest income | 2,008,000 | 4,317,000 | 6,673,000 | 9,170,000 |
| Noninterest income | 383,000 | 822,000 | 1,231,000 | 1,663,000 |
| Noninterest expense | 2,087,000 | 3,770,000 | 5,629,000 | 7,659,000 |
| Provision for loan losses | 43,000 | 82,000 | 125,000 | 170,000 |
| Pretax income | 254,000 | 1,064,000 | 1,919,000 | 2,760,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 1,064,000 | 1,919,000 | 2,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,617,000 | 30,504,000 | 31,329,000 | 31,435,000 |