Call reports 2022
BANK OF FOREST — 2022
What BANK OF FOREST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 242,309,000 | 230,734,000 | 236,345,000 | 235,011,000 |
| Total loans | 117,331,000 | 114,037,000 | 117,799,000 | 125,519,000 |
| Allowance for loan losses | 1,502,000 | 1,562,000 | 1,615,000 | 1,558,000 |
| Securities available for sale | 96,401,000 | 91,637,000 | 91,573,000 | 90,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,479,000 | 210,764,000 | 217,915,000 | 213,036,000 |
| Interest-bearing deposits | 162,729,000 | 160,838,000 | 160,749,000 | 161,656,000 |
| Noninterest-bearing deposits | 52,750,000 | 49,926,000 | 57,166,000 | 51,380,000 |
| Equity capital | 24,077,000 | 17,845,000 | 17,034,000 | 17,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,810,000 | 5,841,000 | 8,026,000 |
| Interest expense | 160,000 | 315,000 | 484,000 | 731,000 |
| Net interest income | 1,723,000 | 3,495,000 | 5,357,000 | 7,295,000 |
| Noninterest income | 530,000 | 1,093,000 | 1,575,000 | 1,934,000 |
| Noninterest expense | 1,669,000 | 3,296,000 | 4,958,000 | 6,982,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 140,000 |
| Pretax income | 524,000 | 1,172,000 | 1,790,000 | 2,103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 524,000 | 1,172,000 | 1,790,000 | 2,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,931,000 | 29,154,000 | 29,772,000 | 29,365,000 |