Call reports 2021
BANK OF FOREST — 2021
What BANK OF FOREST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 235,207,000 | 236,198,000 | 240,135,000 | 239,583,000 |
| Total loans | 111,459,000 | 110,670,000 | 110,413,000 | 111,712,000 |
| Allowance for loan losses | 1,274,000 | 1,340,000 | 1,393,000 | 1,443,000 |
| Securities available for sale | 94,220,000 | 99,443,000 | 102,827,000 | 104,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,751,000 | 203,318,000 | 207,433,000 | 208,812,000 |
| Interest-bearing deposits | 154,794,000 | 153,473,000 | 154,052,000 | 156,294,000 |
| Noninterest-bearing deposits | 49,957,000 | 49,845,000 | 53,381,000 | 52,518,000 |
| Equity capital | 28,881,000 | 29,860,000 | 30,953,000 | 29,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,966,000 | 4,064,000 | 6,379,000 | 8,326,000 |
| Interest expense | 230,000 | 447,000 | 645,000 | 815,000 |
| Net interest income | 1,736,000 | 3,617,000 | 5,734,000 | 7,511,000 |
| Noninterest income | 541,000 | 1,058,000 | 1,617,000 | 2,161,000 |
| Noninterest expense | 1,595,000 | 3,151,000 | 4,800,000 | 6,650,000 |
| Provision for loan losses | 90,000 | 170,000 | 230,000 | 290,000 |
| Pretax income | 593,000 | 1,355,000 | 2,317,000 | 2,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 593,000 | 1,355,000 | 2,317,000 | 2,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,757,000 | 28,084,000 | 29,046,000 | 28,408,000 |