Call reports 2019
BANK OF FOREST — 2019
What BANK OF FOREST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 198,860,000 | 200,708,000 | 203,314,000 | 204,622,000 |
| Total loans | 113,755,000 | 116,841,000 | 119,975,000 | 117,495,000 |
| Allowance for loan losses | 1,189,000 | 1,189,000 | 1,203,000 | 1,232,000 |
| Securities available for sale | 55,209,000 | 55,174,000 | 54,028,000 | 60,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,985,000 | 170,729,000 | 172,951,000 | 175,133,000 |
| Interest-bearing deposits | 136,143,000 | 136,433,000 | 137,279,000 | 140,851,000 |
| Noninterest-bearing deposits | 34,842,000 | 34,296,000 | 35,672,000 | 34,282,000 |
| Equity capital | 26,332,000 | 27,430,000 | 28,227,000 | 27,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,055,000 | 4,172,000 | 6,321,000 | 8,461,000 |
| Interest expense | 277,000 | 604,000 | 952,000 | 1,314,000 |
| Net interest income | 1,778,000 | 3,568,000 | 5,369,000 | 7,147,000 |
| Noninterest income | 464,000 | 921,000 | 1,396,000 | 1,863,000 |
| Noninterest expense | 1,550,000 | 3,006,000 | 4,483,000 | 6,182,000 |
| Provision for loan losses | 30,000 | 60,000 | 95,000 | 140,000 |
| Pretax income | 660,000 | 1,421,000 | 2,178,000 | 2,678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 660,000 | 1,421,000 | 2,178,000 | 2,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,154,000 | 26,691,000 | 27,282,000 | 26,822,000 |
| Total capital | 27,343,000 | 27,880,000 | 28,485,000 | 28,054,000 |
| Risk-weighted assets | 129,675,000 | 132,418,000 | 133,944,000 | 141,576,000 |