Call reports 2018
BANK OF FOREST — 2018
What BANK OF FOREST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 204,096,000 | 201,139,000 | 197,508,000 | 195,698,000 |
| Total loans | 109,332,000 | 112,742,000 | 113,592,000 | 114,731,000 |
| Allowance for loan losses | 1,030,000 | 1,102,000 | 1,187,000 | 1,172,000 |
| Securities available for sale | 58,928,000 | 58,113,000 | 55,735,000 | 54,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,084,000 | 175,283,000 | 170,293,000 | 168,853,000 |
| Interest-bearing deposits | 141,112,000 | 139,855,000 | 134,726,000 | 135,355,000 |
| Noninterest-bearing deposits | 36,972,000 | 35,429,000 | 35,567,000 | 33,498,000 |
| Equity capital | 24,257,000 | 24,408,000 | 25,262,000 | 25,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,936,000 | 5,994,000 | 8,068,000 |
| Interest expense | 151,000 | 328,000 | 534,000 | 770,000 |
| Net interest income | 1,763,000 | 3,608,000 | 5,460,000 | 7,298,000 |
| Noninterest income | 455,000 | 912,000 | 1,316,000 | 1,754,000 |
| Noninterest expense | 1,543,000 | 3,075,000 | 4,825,000 | 6,436,000 |
| Provision for loan losses | 70,000 | 160,000 | 250,000 | 240,000 |
| Pretax income | 603,000 | 1,283,000 | 1,698,000 | 2,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 603,000 | 1,283,000 | 1,698,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,718,000 | 24,962,000 | 25,835,000 | 25,494,000 |
| Total capital | 25,748,000 | 26,064,000 | 27,022,000 | 26,666,000 |
| Risk-weighted assets | 126,810,000 | 129,602,000 | 128,033,000 | 134,534,000 |