Call reports 2017
BANK OF FOREST — 2017
What BANK OF FOREST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 165,509,000 | 160,328,000 | 159,174,000 | 202,194,000 |
| Total loans | 81,027,000 | 80,641,000 | 84,815,000 | 110,529,000 |
| Allowance for loan losses | 899,000 | 913,000 | 911,000 | 961,000 |
| Securities available for sale | 54,867,000 | 56,673,000 | 54,541,000 | 60,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,730,000 | 136,387,000 | 134,189,000 | 176,452,000 |
| Interest-bearing deposits | 110,783,000 | 107,505,000 | 109,338,000 | 140,098,000 |
| Noninterest-bearing deposits | 30,947,000 | 28,882,000 | 24,851,000 | 36,354,000 |
| Equity capital | 21,896,000 | 22,263,000 | 19,968,000 | 24,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,761,000 | 4,203,000 | 6,203,000 |
| Interest expense | 106,000 | 212,000 | 316,000 | 468,000 |
| Net interest income | 1,260,000 | 2,549,000 | 3,887,000 | 5,735,000 |
| Noninterest income | 369,000 | 721,000 | 1,071,000 | 1,570,000 |
| Noninterest expense | 1,313,000 | 2,564,000 | 3,878,000 | 5,893,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 105,000 |
| Pretax income | 298,000 | 673,000 | 1,036,000 | 1,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 673,000 | 1,036,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,086,000 | 22,170,000 | 19,861,000 | 24,114,000 |
| Total capital | 22,985,000 | 23,083,000 | 20,772,000 | 25,075,000 |
| Risk-weighted assets | 99,439,000 | 98,285,000 | 102,780,000 | 126,459,000 |