Call reports 2016
BANK OF FOREST — 2016
What BANK OF FOREST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 159,478,000 | 160,368,000 | 160,991,000 | 158,482,000 |
| Total loans | 76,218,000 | 79,408,000 | 81,261,000 | 79,495,000 |
| Allowance for loan losses | 989,000 | 987,000 | 979,000 | 886,000 |
| Securities available for sale | 56,203,000 | 57,452,000 | 56,953,000 | 54,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,199,000 | 136,104,000 | 136,067,000 | 135,432,000 |
| Interest-bearing deposits | 110,864,000 | 110,204,000 | 108,275,000 | 106,523,000 |
| Noninterest-bearing deposits | 25,335,000 | 25,900,000 | 27,791,000 | 28,909,000 |
| Equity capital | 21,842,000 | 22,197,000 | 22,531,000 | 21,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,352,000 | 2,734,000 | 4,133,000 | 5,524,000 |
| Interest expense | 101,000 | 208,000 | 315,000 | 421,000 |
| Net interest income | 1,251,000 | 2,526,000 | 3,818,000 | 5,103,000 |
| Noninterest income | 319,000 | 658,000 | 1,011,000 | 1,311,000 |
| Noninterest expense | 1,220,000 | 2,404,000 | 3,625,000 | 4,918,000 |
| Provision for loan losses | 0 | 0 | 0 | -65,000 |
| Pretax income | 352,000 | 782,000 | 1,212,000 | 1,569,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 782,000 | 1,212,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,354,000 | 21,533,000 | 21,963,000 | 21,788,000 |
| Total capital | 22,348,000 | 22,527,000 | 22,948,000 | 22,674,000 |
| Risk-weighted assets | 97,195,000 | 95,980,000 | 97,645,000 | 97,163,000 |