Call reports 2015
BANK OF FOREST — 2015
What BANK OF FOREST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 148,138,000 | 146,181,000 | 150,345,000 | 148,632,000 |
| Total loans | 73,012,000 | 71,988,000 | 76,508,000 | 76,648,000 |
| Allowance for loan losses | 1,159,000 | 1,156,000 | 1,025,000 | 993,000 |
| Securities available for sale | 53,408,000 | 54,380,000 | 53,965,000 | 52,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,866,000 | 124,552,000 | 127,530,000 | 125,918,000 |
| Interest-bearing deposits | 106,377,000 | 105,656,000 | 107,533,000 | 104,503,000 |
| Noninterest-bearing deposits | 19,489,000 | 18,896,000 | 19,997,000 | 21,415,000 |
| Equity capital | 21,492,000 | 21,025,000 | 21,620,000 | 21,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,635,000 | 3,958,000 | 5,310,000 |
| Interest expense | 144,000 | 251,000 | 345,000 | 437,000 |
| Net interest income | 1,149,000 | 2,384,000 | 3,613,000 | 4,873,000 |
| Noninterest income | 322,000 | 664,000 | 933,000 | 1,245,000 |
| Noninterest expense | 1,175,000 | 2,388,000 | 3,574,000 | 4,883,000 |
| Provision for loan losses | 0 | 0 | -120,000 | -120,000 |
| Pretax income | 296,000 | 660,000 | 1,092,000 | 1,352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 660,000 | 1,092,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,900,000 | 20,785,000 | 21,216,000 | 21,003,000 |
| Total capital | 22,059,000 | 21,941,000 | 22,241,000 | 22,002,000 |
| Risk-weighted assets | 93,595,000 | 95,923,000 | 95,508,000 | 94,256,000 |