Call reports 2014
BANK OF FOREST — 2014
What BANK OF FOREST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 147,252,000 | 149,075,000 | 147,772,000 | 146,592,000 |
| Total loans | 67,472,000 | 69,344,000 | 72,231,000 | 71,423,000 |
| Allowance for loan losses | 1,180,000 | 1,196,000 | 1,264,000 | 1,020,000 |
| Securities available for sale | 56,594,000 | 58,236,000 | 55,409,000 | 54,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,966,000 | 122,991,000 | 120,807,000 | 120,335,000 |
| Interest-bearing deposits | 101,705,000 | 104,178,000 | 101,502,000 | 102,334,000 |
| Noninterest-bearing deposits | 19,261,000 | 18,812,000 | 19,305,000 | 18,001,000 |
| Equity capital | 20,550,000 | 20,744,000 | 21,126,000 | 21,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,637,000 | 3,984,000 | 5,331,000 |
| Interest expense | 155,000 | 306,000 | 459,000 | 607,000 |
| Net interest income | 1,164,000 | 2,331,000 | 3,525,000 | 4,724,000 |
| Noninterest income | 316,000 | 695,000 | 1,081,000 | 1,180,000 |
| Noninterest expense | 1,254,000 | 2,409,000 | 3,589,000 | 4,862,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | -195,000 |
| Pretax income | 208,000 | 591,000 | 1,017,000 | 1,282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 591,000 | 1,017,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,333,000 | 20,446,000 | 20,873,000 | 20,605,000 |
| Total capital | 21,413,000 | 21,562,000 | 22,014,000 | 21,629,000 |
| Risk-weighted assets | 85,585,000 | 88,800,000 | 90,764,000 | 95,435,000 |