Call reports 2013
BANK OF FOREST — 2013
What BANK OF FOREST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,762,000 | 146,434,000 | 144,557,000 | 142,464,000 |
| Total loans | 70,439,000 | 68,589,000 | 66,627,000 | 67,994,000 |
| Allowance for loan losses | 1,294,000 | 1,324,000 | 1,217,000 | 1,228,000 |
| Securities available for sale | 57,596,000 | 58,529,000 | 58,590,000 | 57,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,632,000 | 119,903,000 | 118,306,000 | 115,433,000 |
| Interest-bearing deposits | 104,407,000 | 100,883,000 | 98,599,000 | 98,375,000 |
| Noninterest-bearing deposits | 19,225,000 | 19,020,000 | 19,707,000 | 17,058,000 |
| Equity capital | 21,272,000 | 20,823,000 | 20,602,000 | 20,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,693,000 | 4,023,000 | 5,378,000 |
| Interest expense | 186,000 | 364,000 | 530,000 | 686,000 |
| Net interest income | 1,161,000 | 2,329,000 | 3,493,000 | 4,692,000 |
| Noninterest income | 349,000 | 733,000 | 1,096,000 | 1,414,000 |
| Noninterest expense | 1,236,000 | 2,411,000 | 3,650,000 | 4,971,000 |
| Provision for loan losses | 30,000 | 60,000 | 85,000 | 100,000 |
| Pretax income | 278,000 | 625,000 | 898,000 | 1,079,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 278,000 | 625,000 | 898,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,092,000 | 20,178,000 | 20,451,000 | 20,126,000 |
| Total capital | 21,841,000 | 21,904,000 | 21,562,000 | 21,199,000 |
| Risk-weighted assets | 86,566,000 | 84,013,000 | 88,303,000 | 85,229,000 |