Call reports 2012
BANK OF FOREST — 2012
What BANK OF FOREST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,361,000 | 145,861,000 | 145,491,000 | 141,610,000 |
| Total loans | 70,483,000 | 69,774,000 | 72,182,000 | 73,085,000 |
| Allowance for loan losses | 1,158,000 | 1,189,000 | 1,237,000 | 1,264,000 |
| Securities available for sale | 54,981,000 | 53,792,000 | 52,469,000 | 47,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,779,000 | 118,329,000 | 116,690,000 | 114,109,000 |
| Interest-bearing deposits | 105,042,000 | 103,929,000 | 100,761,000 | 98,622,000 |
| Noninterest-bearing deposits | 15,737,000 | 14,400,000 | 15,929,000 | 15,487,000 |
| Equity capital | 21,352,000 | 21,523,000 | 22,075,000 | 21,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,918,000 | 4,334,000 | 5,746,000 |
| Interest expense | 242,000 | 476,000 | 692,000 | 895,000 |
| Net interest income | 1,227,000 | 2,442,000 | 3,642,000 | 4,851,000 |
| Noninterest income | 342,000 | 738,000 | 1,101,000 | 1,228,000 |
| Noninterest expense | 1,204,000 | 2,344,000 | 3,501,000 | 4,748,000 |
| Provision for loan losses | 45,000 | 85,000 | 115,000 | 145,000 |
| Pretax income | 320,000 | 753,000 | 1,152,000 | 1,213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 320,000 | 753,000 | 1,152,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,947,000 | 19,975,000 | 20,374,000 | 19,814,000 |
| Total capital | 21,006,000 | 21,048,000 | 21,463,000 | 20,899,000 |
| Risk-weighted assets | 84,593,000 | 85,690,000 | 86,945,000 | 86,626,000 |