Call reports 2011
BANK OF FOREST — 2011
What BANK OF FOREST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 145,961,000 | 143,889,000 | 144,031,000 | 142,309,000 |
| Total loans | 71,816,000 | 72,877,000 | 69,831,000 | 70,410,000 |
| Allowance for loan losses | 1,152,000 | 1,290,000 | 1,312,000 | 1,169,000 |
| Securities available for sale | 51,111,000 | 49,875,000 | 53,350,000 | 55,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,339,000 | 116,608,000 | 116,845,000 | 115,679,000 |
| Interest-bearing deposits | 103,362,000 | 101,271,000 | 101,422,000 | 101,554,000 |
| Noninterest-bearing deposits | 15,977,000 | 15,337,000 | 15,423,000 | 14,125,000 |
| Equity capital | 20,968,000 | 20,942,000 | 21,454,000 | 20,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 2,947,000 | 4,402,000 | 6,021,000 |
| Interest expense | 308,000 | 591,000 | 854,000 | 1,103,000 |
| Net interest income | 1,176,000 | 2,356,000 | 3,548,000 | 4,918,000 |
| Noninterest income | 415,000 | 829,000 | 1,254,000 | 1,457,000 |
| Noninterest expense | 1,269,000 | 2,480,000 | 3,646,000 | 5,042,000 |
| Provision for loan losses | 50,000 | 245,000 | 302,000 | 707,000 |
| Pretax income | 272,000 | 460,000 | 878,000 | 650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 460,000 | 878,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,823,000 | 19,621,000 | 20,040,000 | 19,627,000 |
| Total capital | 20,923,000 | 20,701,000 | 21,077,000 | 20,675,000 |
| Risk-weighted assets | 87,952,000 | 86,177,000 | 82,664,000 | 83,749,000 |