Call reports 2010
BANK OF FOREST — 2010
What BANK OF FOREST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 141,107,000 | 142,652,000 | 143,519,000 | 139,903,000 |
| Total loans | 75,465,000 | 73,404,000 | 73,822,000 | 73,795,000 |
| Allowance for loan losses | 1,477,000 | 1,503,000 | 1,412,000 | 1,286,000 |
| Securities available for sale | 46,773,000 | 49,849,000 | 49,781,000 | 49,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,398,000 | 114,667,000 | 115,981,000 | 113,334,000 |
| Interest-bearing deposits | 99,844,000 | 101,409,000 | 101,649,000 | 99,781,000 |
| Noninterest-bearing deposits | 13,554,000 | 13,258,000 | 14,332,000 | 13,553,000 |
| Equity capital | 21,351,000 | 21,155,000 | 21,171,000 | 20,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,190,000 | 4,767,000 | 6,348,000 |
| Interest expense | 384,000 | 766,000 | 1,138,000 | 1,479,000 |
| Net interest income | 1,226,000 | 2,424,000 | 3,629,000 | 4,869,000 |
| Noninterest income | 338,000 | 723,000 | 1,080,000 | 1,429,000 |
| Noninterest expense | 1,291,000 | 2,562,000 | 3,817,000 | 5,231,000 |
| Provision for loan losses | 30,000 | 60,000 | 95,000 | 140,000 |
| Pretax income | 243,000 | 534,000 | 890,000 | 1,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 243,000 | 534,000 | 890,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,940,000 | 19,690,000 | 19,797,000 | 19,551,000 |
| Total capital | 21,068,000 | 20,762,000 | 20,877,000 | 20,638,000 |
| Risk-weighted assets | 89,921,000 | 85,352,000 | 86,034,000 | 86,750,000 |