Call reports 2012
LABETTE BANK — 2012
What LABETTE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 336,494,000 | 337,141,000 | 334,545,000 | 337,793,000 |
| Total loans | 166,669,000 | 175,314,000 | 178,431,000 | 187,310,000 |
| Allowance for loan losses | 2,753,000 | 2,760,000 | 3,035,000 | 2,991,000 |
| Securities available for sale | 128,167,000 | 128,600,000 | 121,477,000 | 113,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,951,000 | 295,606,000 | 291,930,000 | 295,432,000 |
| Interest-bearing deposits | 247,837,000 | 249,269,000 | 245,903,000 | 249,491,000 |
| Noninterest-bearing deposits | 47,114,000 | 46,337,000 | 46,027,000 | 45,941,000 |
| Equity capital | 31,378,000 | 32,337,000 | 33,298,000 | 33,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,340,000 | 6,777,000 | 10,173,000 | 13,498,000 |
| Interest expense | 579,000 | 1,128,000 | 1,654,000 | 2,161,000 |
| Net interest income | 2,761,000 | 5,649,000 | 8,519,000 | 11,337,000 |
| Noninterest income | 968,000 | 1,981,000 | 2,925,000 | 3,825,000 |
| Noninterest expense | 2,626,000 | 5,413,000 | 7,916,000 | 10,796,000 |
| Provision for loan losses | 180,000 | 460,000 | 665,000 | 730,000 |
| Pretax income | 923,000 | 1,757,000 | 2,863,000 | 3,636,000 |
| Income tax | 120,000 | 240,000 | 377,000 | 546,000 |
| Net income | 803,000 | 1,517,000 | 2,486,000 | 3,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,515,000 | 28,258,000 | 29,182,000 | 29,707,000 |
| Total capital | 29,685,000 | 30,502,000 | 31,440,000 | 32,040,000 |
| Risk-weighted assets | 173,943,000 | 180,434,000 | 179,434,000 | 187,870,000 |