Call reports 2026
FIRST TRUST AND SAVINGS BANK — 2026
What FIRST TRUST AND SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 314,891,000 | 320,623,000 |
| Total loans | 275,958,000 | 277,099,000 |
| Allowance for loan losses | 3,325,000 | 3,403,000 |
| Securities available for sale | 25,792,000 | 25,553,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 261,842,000 | 271,607,000 |
| Interest-bearing deposits | 218,412,000 | 230,407,000 |
| Noninterest-bearing deposits | 43,430,000 | 41,200,000 |
| Equity capital | 31,521,000 | 32,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,556,000 | 9,263,000 |
| Interest expense | 1,633,000 | 3,350,000 |
| Net interest income | 2,923,000 | 5,913,000 |
| Noninterest income | 226,000 | 435,000 |
| Noninterest expense | 1,846,000 | 3,678,000 |
| Provision for loan losses | 98,000 | 200,000 |
| Pretax income | 1,206,000 | 2,467,000 |
| Income tax | 40,000 | 81,000 |
| Net income | 1,166,000 | 2,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,987,000 | 32,642,000 |