Call reports 2022
FIRST TRUST AND SAVINGS BANK — 2022
What FIRST TRUST AND SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 238,372,000 | 237,173,000 | 234,927,000 | 234,763,000 |
| Total loans | 187,859,000 | 186,322,000 | 198,776,000 | 203,199,000 |
| Allowance for loan losses | 2,181,000 | 2,294,000 | 2,437,000 | 2,457,000 |
| Securities available for sale | 11,264,000 | 14,066,000 | 17,103,000 | 18,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,946,000 | 212,075,000 | 209,702,000 | 199,289,000 |
| Interest-bearing deposits | 164,838,000 | 163,450,000 | 167,903,000 | 154,248,000 |
| Noninterest-bearing deposits | 40,108,000 | 48,625,000 | 41,799,000 | 45,041,000 |
| Equity capital | 22,509,000 | 22,624,000 | 22,708,000 | 23,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 4,195,000 | 6,495,000 | 8,875,000 |
| Interest expense | 333,000 | 636,000 | 961,000 | 1,303,000 |
| Net interest income | 1,681,000 | 3,559,000 | 5,534,000 | 7,572,000 |
| Noninterest income | 166,000 | 329,000 | 512,000 | 737,000 |
| Noninterest expense | 1,776,000 | 3,109,000 | 4,512,000 | 5,858,000 |
| Provision for loan losses | 100,000 | 205,000 | 330,000 | 465,000 |
| Pretax income | -29,000 | 574,000 | 1,204,000 | 1,986,000 |
| Income tax | 42,000 | 86,000 | 130,000 | 102,000 |
| Net income | -71,000 | 488,000 | 1,074,000 | 1,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,907,000 | 23,206,000 | 23,609,000 | 24,246,000 |