Call reports 2018
FIRST TRUST AND SAVINGS BANK — 2018
What FIRST TRUST AND SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 170,424,000 | 174,137,000 | 177,638,000 | 181,726,000 |
| Total loans | 155,934,000 | 155,137,000 | 156,597,000 | 162,038,000 |
| Allowance for loan losses | 1,769,000 | 1,800,000 | 1,834,000 | 1,861,000 |
| Securities available for sale | 5,988,000 | 6,408,000 | 6,788,000 | 7,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,451,000 | 150,026,000 | 149,110,000 | 155,047,000 |
| Interest-bearing deposits | 121,727,000 | 128,164,000 | 127,406,000 | 129,086,000 |
| Noninterest-bearing deposits | 24,724,000 | 21,862,000 | 21,704,000 | 25,961,000 |
| Equity capital | 17,789,000 | 17,853,000 | 18,128,000 | 18,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,943,000 | 3,925,000 | 5,944,000 | 8,005,000 |
| Interest expense | 373,000 | 815,000 | 1,296,000 | 1,874,000 |
| Net interest income | 1,570,000 | 3,110,000 | 4,648,000 | 6,131,000 |
| Noninterest income | 109,000 | 255,000 | 371,000 | 508,000 |
| Noninterest expense | 986,000 | 2,008,000 | 3,021,000 | 4,073,000 |
| Provision for loan losses | 30,000 | 60,000 | 92,000 | 122,000 |
| Pretax income | 653,000 | 1,287,000 | 1,896,000 | 2,434,000 |
| Income tax | 0 | 49,000 | 73,000 | 120,000 |
| Net income | 653,000 | 1,238,000 | 1,823,000 | 2,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,849,000 | 17,909,000 | 18,229,000 | 18,459,000 |
| Total capital | 19,618,000 | 19,709,000 | 20,063,000 | 20,320,000 |
| Risk-weighted assets | 158,565,000 | 159,349,000 | 162,067,000 | 165,978,000 |