Call reports 2017
FIRST TRUST AND SAVINGS BANK — 2017
What FIRST TRUST AND SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 155,997,000 | 156,409,000 | 163,331,000 | 169,057,000 |
| Total loans | 141,114,000 | 141,435,000 | 147,335,000 | 153,222,000 |
| Allowance for loan losses | 1,800,000 | 1,725,000 | 1,752,000 | 1,736,000 |
| Securities available for sale | 7,370,000 | 7,115,000 | 7,038,000 | 6,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,542,000 | 134,072,000 | 134,163,000 | 141,085,000 |
| Interest-bearing deposits | 111,195,000 | 113,755,000 | 113,710,000 | 117,496,000 |
| Noninterest-bearing deposits | 21,347,000 | 20,317,000 | 20,453,000 | 23,589,000 |
| Equity capital | 16,738,000 | 16,787,000 | 17,135,000 | 17,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,327,000 | 5,098,000 | 6,906,000 |
| Interest expense | 294,000 | 594,000 | 907,000 | 1,244,000 |
| Net interest income | 1,335,000 | 2,733,000 | 4,191,000 | 5,662,000 |
| Noninterest income | 88,000 | 212,000 | 311,000 | 427,000 |
| Noninterest expense | 937,000 | 1,835,000 | 2,725,000 | 3,751,000 |
| Provision for loan losses | 90,000 | 133,000 | 150,000 | 150,000 |
| Pretax income | 396,000 | 976,000 | 1,626,000 | 2,187,000 |
| Income tax | 0 | 54,000 | 81,000 | 108,000 |
| Net income | 396,000 | 922,000 | 1,545,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,721,000 | 16,730,000 | 17,095,000 | 17,196,000 |
| Total capital | 18,521,000 | 18,455,000 | 18,847,000 | 18,932,000 |
| Risk-weighted assets | 145,258,000 | 144,346,000 | 150,518,000 | 156,980,000 |