Call reports 2004
FIRST TRUST AND SAVINGS BANK — 2004
What FIRST TRUST AND SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 69,298,000 | 69,581,000 | 68,915,000 | 70,710,000 |
| Total loans | 52,831,000 | 53,336,000 | 53,729,000 | 54,554,000 |
| Allowance for loan losses | 769,000 | 785,000 | 792,000 | 778,000 |
| Securities available for sale | 5,470,000 | 5,797,000 | 5,080,000 | 7,687,000 |
| Securities held to maturity | 3,983,000 | 3,976,000 | 3,972,000 | 3,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,657,000 | 61,008,000 | 60,153,000 | 61,862,000 |
| Interest-bearing deposits | 54,318,000 | 54,765,000 | 53,568,000 | 54,350,000 |
| Noninterest-bearing deposits | 6,339,000 | 6,243,000 | 6,585,000 | 7,512,000 |
| Equity capital | 6,155,000 | 6,065,000 | 6,351,000 | 6,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,881,000 | 2,846,000 | 3,802,000 |
| Interest expense | 324,000 | 649,000 | 987,000 | 1,325,000 |
| Net interest income | 639,000 | 1,232,000 | 1,859,000 | 2,477,000 |
| Noninterest income | 73,000 | 144,000 | 237,000 | 326,000 |
| Noninterest expense | 453,000 | 891,000 | 1,326,000 | 1,791,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 75,000 |
| Pretax income | 241,000 | 449,000 | 716,000 | 937,000 |
| Income tax | 8,000 | 27,000 | 36,000 | 51,000 |
| Net income | 233,000 | 422,000 | 680,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,480,000 | 5,570,000 | 5,746,000 | 5,928,000 |
| Total capital | 6,166,000 | 6,259,000 | 6,449,000 | 6,635,000 |
| Risk-weighted assets | 54,774,000 | 55,065,000 | 56,151,000 | 56,483,000 |
Machine access — free, no API key
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