Call reports 2013
FIRST NATIONAL BANK OF WELLSTON, THE — 2013
What FIRST NATIONAL BANK OF WELLSTON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 94,813,000 | 92,876,000 | 91,529,000 | 90,734,000 |
| Total loans | 57,188,000 | 57,143,000 | 59,393,000 | 60,725,000 |
| Allowance for loan losses | 590,000 | 626,000 | 670,000 | 726,000 |
| Securities available for sale | 23,880,000 | 23,501,000 | 23,901,000 | 21,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,436,000 | 80,973,000 | 79,232,000 | 78,915,000 |
| Interest-bearing deposits | 74,293,000 | 72,678,000 | 70,715,000 | 70,612,000 |
| Noninterest-bearing deposits | 8,144,000 | 8,295,000 | 8,517,000 | 8,303,000 |
| Equity capital | 11,917,000 | 11,664,000 | 11,750,000 | 11,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,052,000 | 3,089,000 | 4,124,000 |
| Interest expense | 143,000 | 270,000 | 386,000 | 494,000 |
| Net interest income | 884,000 | 1,782,000 | 2,703,000 | 3,630,000 |
| Noninterest income | 122,000 | 258,000 | 387,000 | 500,000 |
| Noninterest expense | 834,000 | 1,699,000 | 2,520,000 | 3,403,000 |
| Provision for loan losses | 83,000 | 150,000 | 233,000 | 282,000 |
| Pretax income | 89,000 | 191,000 | 337,000 | 446,000 |
| Income tax | 16,000 | 35,000 | 61,000 | 72,000 |
| Net income | 73,000 | 156,000 | 276,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,547,000 | 11,630,000 | 11,752,000 | 11,548,000 |
| Total capital | 12,137,000 | 12,256,000 | 12,346,000 | 12,170,000 |
| Risk-weighted assets | 51,252,000 | 50,547,000 | 46,659,000 | 49,771,000 |