Call reports 2011
FIRST NATIONAL BANK OF WELLSTON, THE — 2011
What FIRST NATIONAL BANK OF WELLSTON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 94,452,000 | 94,564,000 | 95,074,000 | 95,047,000 |
| Total loans | 64,260,000 | 63,503,000 | 62,352,000 | 60,942,000 |
| Allowance for loan losses | 432,000 | 497,000 | 512,000 | 552,000 |
| Securities available for sale | 20,803,000 | 22,417,000 | 23,101,000 | 23,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,447,000 | 82,134,000 | 82,311,000 | 82,631,000 |
| Interest-bearing deposits | 75,328,000 | 75,652,000 | 75,047,000 | 75,493,000 |
| Noninterest-bearing deposits | 7,119,000 | 6,482,000 | 7,264,000 | 7,138,000 |
| Equity capital | 11,691,000 | 12,016,000 | 12,182,000 | 11,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,449,000 | 3,715,000 | 4,872,000 |
| Interest expense | 271,000 | 541,000 | 793,000 | 1,017,000 |
| Net interest income | 955,000 | 1,908,000 | 2,922,000 | 3,855,000 |
| Noninterest income | 84,000 | 207,000 | 190,000 | 509,000 |
| Noninterest expense | 844,000 | 1,645,000 | 2,583,000 | 3,603,000 |
| Provision for loan losses | 45,000 | 120,000 | 210,000 | 330,000 |
| Pretax income | 150,000 | 350,000 | 319,000 | 453,000 |
| Income tax | 25,000 | 78,000 | 50,000 | 79,000 |
| Net income | 125,000 | 272,000 | 269,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,557,000 | 11,705,000 | 11,701,000 | 11,387,000 |
| Total capital | 11,989,000 | 12,202,000 | 12,213,000 | 11,939,000 |
| Risk-weighted assets | 52,096,000 | 52,746,000 | 51,404,000 | 50,499,000 |