Call reports 2007
FIRST NATIONAL BANK OF WELLSTON, THE — 2007
What FIRST NATIONAL BANK OF WELLSTON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 87,255,000 | 86,288,000 | 85,880,000 | 93,422,000 |
| Total loans | 60,206,000 | 60,892,000 | 62,765,000 | 63,267,000 |
| Allowance for loan losses | 506,000 | 467,000 | 444,000 | 378,000 |
| Securities available for sale | 20,026,000 | 18,997,000 | 17,290,000 | 19,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,505,000 | 74,453,000 | 73,499,000 | 82,259,000 |
| Interest-bearing deposits | 69,177,000 | 68,295,000 | 67,408,000 | 75,814,000 |
| Noninterest-bearing deposits | 6,328,000 | 6,158,000 | 6,091,000 | 6,445,000 |
| Equity capital | 11,431,000 | 11,307,000 | 11,618,000 | 10,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,879,000 | 4,347,000 | 5,893,000 |
| Interest expense | 603,000 | 1,216,000 | 1,826,000 | 2,486,000 |
| Net interest income | 816,000 | 1,663,000 | 2,521,000 | 3,407,000 |
| Noninterest income | 122,000 | 254,000 | 379,000 | 525,000 |
| Noninterest expense | 710,000 | 1,404,000 | 2,129,000 | 2,939,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 183,000 | 453,000 | 715,000 | 937,000 |
| Income tax | 18,000 | 66,000 | 143,000 | 210,000 |
| Net income | 165,000 | 387,000 | 572,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,414,000 | 11,436,000 | 11,621,000 | 10,756,000 |
| Total capital | 11,920,000 | 11,903,000 | 12,065,000 | 11,134,000 |
| Risk-weighted assets | 50,132,000 | 50,426,000 | 51,044,000 | 52,834,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF WELLSTON, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.