Call reports 2005
FIRST NATIONAL BANK OF WELLSTON, THE — 2005
What FIRST NATIONAL BANK OF WELLSTON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 84,482,000 | 84,936,000 | 85,058,000 | 85,529,000 |
| Total loans | 58,195,000 | 58,517,000 | 59,314,000 | 60,346,000 |
| Allowance for loan losses | 510,000 | 450,000 | 362,000 | 399,000 |
| Securities available for sale | 19,499,000 | 19,064,000 | 18,073,000 | 16,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,157,000 | 73,550,000 | 73,563,000 | 74,206,000 |
| Interest-bearing deposits | 66,591,000 | 67,229,000 | 66,819,000 | 67,476,000 |
| Noninterest-bearing deposits | 6,566,000 | 6,321,000 | 6,744,000 | 6,730,000 |
| Equity capital | 10,996,000 | 11,069,000 | 11,228,000 | 11,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,506,000 | 3,846,000 | 5,148,000 |
| Interest expense | 397,000 | 818,000 | 1,263,000 | 1,721,000 |
| Net interest income | 846,000 | 1,688,000 | 2,583,000 | 3,427,000 |
| Noninterest income | 119,000 | 260,000 | 394,000 | 536,000 |
| Noninterest expense | 703,000 | 1,387,000 | 2,078,000 | 2,833,000 |
| Provision for loan losses | 38,000 | 83,000 | 128,000 | 173,000 |
| Pretax income | 224,000 | 478,000 | 771,000 | 957,000 |
| Income tax | 28,000 | 110,000 | 181,000 | 219,000 |
| Net income | 196,000 | 368,000 | 590,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,935,000 | 10,938,000 | 11,159,000 | 11,077,000 |
| Total capital | 11,445,000 | 11,388,000 | 11,521,000 | 11,476,000 |
| Risk-weighted assets | 49,569,000 | 49,997,000 | 50,341,000 | 50,438,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF WELLSTON, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.