Call reports 2025
FIRST NATIONAL BANK OF MIDDLE TENNESSEE — 2025
What FIRST NATIONAL BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 906,550,000 | 910,247,000 | 927,477,000 | 937,671,000 |
| Total loans | 707,441,000 | 716,711,000 | 727,564,000 | 733,069,000 |
| Allowance for loan losses | 6,931,000 | 7,115,000 | 7,321,000 | 7,696,000 |
| Securities available for sale | 60,163,000 | 54,962,000 | 64,576,000 | 65,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 799,395,000 | 801,304,000 | 815,474,000 | 827,760,000 |
| Interest-bearing deposits | 676,273,000 | 671,288,000 | 684,144,000 | 698,586,000 |
| Noninterest-bearing deposits | 123,122,000 | 130,016,000 | 131,330,000 | 129,174,000 |
| Equity capital | 87,270,000 | 88,832,000 | 91,409,000 | 88,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,488,000 | 23,196,000 | 35,453,000 | 47,872,000 |
| Interest expense | 5,048,000 | 10,179,000 | 15,390,000 | 20,288,000 |
| Net interest income | 6,440,000 | 13,017,000 | 20,063,000 | 27,584,000 |
| Noninterest income | 1,537,000 | 3,505,000 | 5,642,000 | 7,546,000 |
| Noninterest expense | 6,221,000 | 12,306,000 | 18,863,000 | 25,455,000 |
| Provision for loan losses | 100,000 | 350,000 | 555,000 | 930,000 |
| Pretax income | 1,656,000 | 3,926,000 | 6,347,000 | 8,805,000 |
| Income tax | 311,000 | 758,000 | 1,202,000 | 1,698,000 |
| Net income | 1,345,000 | 3,168,000 | 5,145,000 | 7,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,452,000 | 92,775,000 | 94,752,000 | 91,746,000 |
| Total capital | 98,538,000 | 100,045,000 | 102,228,000 | 99,597,000 |
| Risk-weighted assets | 601,388,000 | 606,446,000 | 605,372,000 | 615,701,000 |