Call reports 2016
FIRST NATIONAL BANK OF MIDDLE TENNESSEE — 2016
What FIRST NATIONAL BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 485,461,000 | 486,368,000 | 484,723,000 | 495,232,000 |
| Total loans | 264,745,000 | 271,259,000 | 282,140,000 | 284,105,000 |
| Allowance for loan losses | 3,528,000 | 2,946,000 | 3,032,000 | 3,054,000 |
| Securities available for sale | 165,879,000 | 163,020,000 | 142,413,000 | 147,879,000 |
| Securities held to maturity | 1,530,000 | 1,326,000 | 496,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,415,000 | 381,958,000 | 376,810,000 | 386,758,000 |
| Interest-bearing deposits | 340,980,000 | 339,352,000 | 332,541,000 | 321,478,000 |
| Noninterest-bearing deposits | 45,435,000 | 42,606,000 | 44,268,000 | 65,281,000 |
| Equity capital | 62,441,000 | 64,463,000 | 65,304,000 | 60,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,982,000 | 7,948,000 | 11,817,000 | 15,843,000 |
| Interest expense | 725,000 | 1,446,000 | 2,130,000 | 2,796,000 |
| Net interest income | 3,257,000 | 6,502,000 | 9,687,000 | 13,047,000 |
| Noninterest income | 1,449,000 | 3,517,000 | 5,547,000 | 7,275,000 |
| Noninterest expense | 3,144,000 | 6,847,000 | 10,330,000 | 14,105,000 |
| Provision for loan losses | 0 | -200,000 | -200,000 | -400,000 |
| Pretax income | 1,651,000 | 3,470,000 | 5,522,000 | 7,035,000 |
| Income tax | 393,000 | 821,000 | 1,400,000 | 1,842,000 |
| Net income | 1,258,000 | 2,649,000 | 4,122,000 | 5,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,452,000 | 61,443,000 | 62,916,000 | 60,761,000 |
| Total capital | 63,590,000 | 64,405,000 | 65,964,000 | 63,831,000 |
| Risk-weighted assets | 250,636,000 | 252,287,000 | 264,541,000 | 277,948,000 |