Call reports 2015
FIRST NATIONAL BANK OF MIDDLE TENNESSEE — 2015
What FIRST NATIONAL BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 479,234,000 | 478,372,000 | 480,069,000 | 485,061,000 |
| Total loans | 274,257,000 | 266,909,000 | 259,592,000 | 257,580,000 |
| Allowance for loan losses | 3,509,000 | 3,278,000 | 3,160,000 | 3,365,000 |
| Securities available for sale | 164,851,000 | 167,026,000 | 177,079,000 | 176,336,000 |
| Securities held to maturity | 3,246,000 | 3,068,000 | 2,687,000 | 2,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,171,000 | 392,677,000 | 381,009,000 | 390,741,000 |
| Interest-bearing deposits | 358,561,000 | 353,942,000 | 342,889,000 | 346,045,000 |
| Noninterest-bearing deposits | 34,610,000 | 38,734,000 | 38,120,000 | 44,696,000 |
| Equity capital | 60,750,000 | 60,082,000 | 62,178,000 | 60,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,037,000 | 8,077,000 | 12,186,000 | 16,101,000 |
| Interest expense | 911,000 | 1,787,000 | 2,605,000 | 3,375,000 |
| Net interest income | 3,126,000 | 6,290,000 | 9,581,000 | 12,726,000 |
| Noninterest income | 1,087,000 | 2,428,000 | 3,801,000 | 4,984,000 |
| Noninterest expense | 3,018,000 | 6,226,000 | 9,500,000 | 12,856,000 |
| Provision for loan losses | -300,000 | -500,000 | -500,000 | -1,500,000 |
| Pretax income | 1,524,000 | 3,038,000 | 4,427,000 | 6,415,000 |
| Income tax | 359,000 | 695,000 | 984,000 | 1,445,000 |
| Net income | 1,165,000 | 2,343,000 | 3,443,000 | 4,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,060,000 | 59,689,000 | 60,739,000 | 59,294,000 |
| Total capital | 62,134,000 | 62,818,000 | 63,824,000 | 62,200,000 |
| Risk-weighted assets | 245,513,000 | 250,147,000 | 246,686,000 | 231,985,000 |