Call reports 2014
FIRST NATIONAL BANK OF MIDDLE TENNESSEE — 2014
What FIRST NATIONAL BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 481,316,000 | 481,901,000 | 478,167,000 | 476,170,000 |
| Total loans | 265,672,000 | 265,703,000 | 276,637,000 | 272,028,000 |
| Allowance for loan losses | 3,950,000 | 3,853,000 | 3,355,000 | 3,309,000 |
| Securities available for sale | 165,463,000 | 163,281,000 | 152,878,000 | 161,393,000 |
| Securities held to maturity | 3,784,000 | 3,555,000 | 3,183,000 | 3,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,546,000 | 400,512,000 | 392,991,000 | 390,568,000 |
| Interest-bearing deposits | 366,186,000 | 361,047,000 | 356,631,000 | 354,625,000 |
| Noninterest-bearing deposits | 35,360,000 | 39,465,000 | 36,360,000 | 35,944,000 |
| Equity capital | 56,530,000 | 58,720,000 | 59,942,000 | 58,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,116,000 | 8,231,000 | 12,324,000 | 16,391,000 |
| Interest expense | 1,061,000 | 2,093,000 | 3,103,000 | 4,078,000 |
| Net interest income | 3,055,000 | 6,138,000 | 9,221,000 | 12,313,000 |
| Noninterest income | 792,000 | 1,795,000 | 2,800,000 | 3,764,000 |
| Noninterest expense | 2,451,000 | 4,884,000 | 7,599,000 | 10,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,407,000 | 3,086,000 | 4,773,000 | 6,141,000 |
| Income tax | 306,000 | 710,000 | 1,126,000 | 1,386,000 |
| Net income | 1,101,000 | 2,376,000 | 3,647,000 | 4,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,715,000 | 58,435,000 | 59,656,000 | 57,945,000 |
| Total capital | 60,900,000 | 61,574,000 | 62,854,000 | 61,095,000 |
| Risk-weighted assets | 254,053,000 | 250,383,000 | 255,666,000 | 251,836,000 |