Call reports 2013
FIRST NATIONAL BANK OF MIDDLE TENNESSEE — 2013
What FIRST NATIONAL BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 497,516,000 | 496,884,000 | 484,911,000 | 474,289,000 |
| Total loans | 273,912,000 | 270,700,000 | 267,088,000 | 263,222,000 |
| Allowance for loan losses | 4,322,000 | 4,515,000 | 4,211,000 | 4,032,000 |
| Securities available for sale | 175,043,000 | 174,387,000 | 173,023,000 | 160,279,000 |
| Securities held to maturity | 6,238,000 | 5,286,000 | 4,917,000 | 3,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,066,000 | 421,902,000 | 411,487,000 | 403,419,000 |
| Interest-bearing deposits | 388,440,000 | 389,843,000 | 380,613,000 | 368,899,000 |
| Noninterest-bearing deposits | 28,625,000 | 32,060,000 | 30,874,000 | 34,520,000 |
| Equity capital | 59,231,000 | 55,326,000 | 56,487,000 | 53,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,202,000 | 8,367,000 | 12,522,000 | 16,546,000 |
| Interest expense | 1,371,000 | 2,678,000 | 3,906,000 | 5,087,000 |
| Net interest income | 2,831,000 | 5,689,000 | 8,616,000 | 11,459,000 |
| Noninterest income | 717,000 | 1,672,000 | 2,489,000 | 3,154,000 |
| Noninterest expense | 2,640,000 | 5,022,000 | 7,326,000 | 9,570,000 |
| Provision for loan losses | 600,000 | 800,000 | 800,000 | 800,000 |
| Pretax income | 1,065,000 | 2,500,000 | 3,980,000 | 5,244,000 |
| Income tax | 165,000 | 499,000 | 839,000 | 1,059,000 |
| Net income | 900,000 | 2,001,000 | 3,141,000 | 4,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,464,000 | 57,055,000 | 58,145,000 | 56,615,000 |
| Total capital | 59,797,000 | 60,326,000 | 61,386,000 | 59,818,000 |
| Risk-weighted assets | 267,341,000 | 262,849,000 | 258,334,000 | 255,356,000 |