Call reports 2012
FIRST NATIONAL BANK OF MIDDLE TENNESSEE — 2012
What FIRST NATIONAL BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 473,680,000 | 495,508,000 | 500,198,000 | 502,761,000 |
| Total loans | 273,364,000 | 272,794,000 | 269,302,000 | 277,090,000 |
| Allowance for loan losses | 3,985,000 | 4,025,000 | 4,138,000 | 3,978,000 |
| Securities available for sale | 144,856,000 | 162,372,000 | 167,920,000 | 165,732,000 |
| Securities held to maturity | 8,776,000 | 8,846,000 | 8,567,000 | 6,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,531,000 | 410,482,000 | 415,798,000 | 415,849,000 |
| Interest-bearing deposits | 363,802,000 | 382,980,000 | 387,504,000 | 385,281,000 |
| Noninterest-bearing deposits | 26,729,000 | 27,503,000 | 28,294,000 | 30,568,000 |
| Equity capital | 60,319,000 | 60,974,000 | 62,006,000 | 60,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,417,000 | 8,844,000 | 13,260,000 | 17,595,000 |
| Interest expense | 1,523,000 | 3,028,000 | 4,520,000 | 5,998,000 |
| Net interest income | 2,894,000 | 5,816,000 | 8,740,000 | 11,597,000 |
| Noninterest income | 344,000 | 972,000 | 1,678,000 | 2,426,000 |
| Noninterest expense | 2,086,000 | 4,247,000 | 7,149,000 | 9,508,000 |
| Provision for loan losses | 275,000 | 425,000 | 525,000 | 1,125,000 |
| Pretax income | 988,000 | 2,323,000 | 3,223,000 | 5,017,000 |
| Income tax | 126,000 | 376,000 | 479,000 | 913,000 |
| Net income | 862,000 | 1,947,000 | 2,744,000 | 4,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,660,000 | 56,983,000 | 57,326,000 | 56,219,000 |
| Total capital | 60,037,000 | 60,355,000 | 60,657,000 | 59,623,000 |
| Risk-weighted assets | 269,519,000 | 269,082,000 | 265,872,000 | 271,742,000 |