Call reports 2010
FIRST NATIONAL BANK OF MIDDLE TENNESSEE — 2010
What FIRST NATIONAL BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 370,811,000 | 387,553,000 | 411,286,000 | 405,225,000 |
| Total loans | 245,527,000 | 252,212,000 | 254,125,000 | 256,659,000 |
| Allowance for loan losses | 3,931,000 | 4,141,000 | 3,657,000 | 3,768,000 |
| Securities available for sale | 89,201,000 | 92,605,000 | 102,432,000 | 102,318,000 |
| Securities held to maturity | 18,902,000 | 18,218,000 | 17,739,000 | 14,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,950,000 | 308,373,000 | 322,123,000 | 328,149,000 |
| Interest-bearing deposits | 271,751,000 | 283,241,000 | 298,500,000 | 304,653,000 |
| Noninterest-bearing deposits | 23,199,000 | 25,132,000 | 23,623,000 | 23,496,000 |
| Equity capital | 56,743,000 | 57,393,000 | 57,961,000 | 52,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,285,000 | 8,792,000 | 13,305,000 | 18,230,000 |
| Interest expense | 1,519,000 | 3,009,000 | 4,605,000 | 6,258,000 |
| Net interest income | 2,766,000 | 5,783,000 | 8,700,000 | 11,972,000 |
| Noninterest income | 179,000 | 380,000 | 614,000 | 884,000 |
| Noninterest expense | 1,802,000 | 3,529,000 | 5,518,000 | 7,859,000 |
| Provision for loan losses | 225,000 | 450,000 | 2,659,000 | 6,364,000 |
| Pretax income | 918,000 | 2,184,000 | 1,300,000 | -1,200,000 |
| Income tax | 176,000 | 374,000 | -185,000 | -1,354,000 |
| Net income | 742,000 | 1,810,000 | 1,485,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,402,000 | 56,305,000 | 55,678,000 | 53,742,000 |
| Total capital | 59,501,000 | 59,480,000 | 58,739,000 | 56,900,000 |
| Risk-weighted assets | 249,414,000 | 253,039,000 | 244,292,000 | 251,978,000 |