Call reports 2012

UPSTATE NATIONAL BANK, THE — 2012

Name: UPSTATE NATIONAL BANK, THE — FFIEC call report 2012
Creator: UPSTATE NATIONAL BANK, THE

What UPSTATE NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/53b545bb-f504-4452-b026-d6902f71c694/2012

Balance sheet

What the bank holds and owes at quarter end

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Total assets	67,816,000	70,228,000	71,266,000	74,655,000
Total loans	40,855,000	40,920,000	43,417,000	45,566,000
Allowance for loan losses	1,172,000	1,042,000	1,069,000	1,161,000
Securities available for sale	10,691,000	22,084,000	21,241,000	22,561,000
Securities held to maturity	10,000	10,000	10,000	10,000
Trading assets	0	0	0	0
Total deposits	56,261,000	58,750,000	58,443,000	62,969,000
Interest-bearing deposits	43,722,000	46,035,000	45,264,000	48,867,000
Noninterest-bearing deposits	12,539,000	12,715,000	13,179,000	14,102,000
Equity capital	10,858,000	10,718,000	10,782,000	11,192,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Interest income	870,000	1,549,000	2,238,000	2,950,000
Interest expense	84,000	164,000	246,000	331,000
Net interest income	786,000	1,385,000	1,992,000	2,619,000
Noninterest income	20,000	51,000	73,000	121,000
Noninterest expense	775,000	1,566,000	2,260,000	2,504,000
Provision for loan losses	0	0	0	56,000
Pretax income	31,000	-130,000	-195,000	180,000
Income tax	1,000	0	1,000	1,000
Net income	30,000	-130,000	-196,000	179,000

Basel measures — not reported for every quarter

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Tier 1 capital	11,039,000	10,879,000	10,813,000	11,188,000
Total capital	11,541,000	11,408,000	11,366,000	11,765,000
Risk-weighted assets	39,481,000	41,624,000	43,608,000	45,526,000