Call reports 2007
UPSTATE NATIONAL BANK, THE — 2007
What UPSTATE NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 105,633,000 | 94,846,000 | 98,997,000 | 96,992,000 |
| Total loans | 62,336,000 | 60,623,000 | 61,392,000 | 64,422,000 |
| Allowance for loan losses | 886,000 | 889,000 | 891,000 | 876,000 |
| Securities available for sale | 27,890,000 | 26,691,000 | 28,005,000 | 27,323,000 |
| Securities held to maturity | 326,000 | 308,000 | 296,000 | 256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,269,000 | 77,262,000 | 83,590,000 | 76,821,000 |
| Interest-bearing deposits | 75,144,000 | 65,155,000 | 67,657,000 | 61,661,000 |
| Noninterest-bearing deposits | 14,125,000 | 12,107,000 | 15,933,000 | 15,160,000 |
| Equity capital | 10,641,000 | 10,382,000 | 10,616,000 | 10,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,139,000 | 4,635,000 | 6,127,000 |
| Interest expense | 775,000 | 1,493,000 | 2,201,000 | 2,915,000 |
| Net interest income | 837,000 | 1,646,000 | 2,434,000 | 3,212,000 |
| Noninterest income | 67,000 | 100,000 | 221,000 | 260,000 |
| Noninterest expense | 890,000 | 1,852,000 | 2,719,000 | 3,554,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | -106,000 | -64,000 | -82,000 |
| Income tax | 3,000 | 6,000 | 8,000 | 311,000 |
| Net income | 11,000 | -112,000 | -72,000 | -393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,592,000 | 9,464,000 | 9,415,000 | 9,378,000 |
| Total capital | 10,451,000 | 10,291,000 | 10,215,000 | 10,207,000 |
| Risk-weighted assets | 68,592,000 | 66,054,000 | 63,838,000 | 66,202,000 |
Machine access — free, no API key
Every figure shown here about UPSTATE NATIONAL BANK, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.