Call reports 2026
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2026
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 279,067,000 | 277,200,000 |
| Total loans | 222,544,000 | 223,155,000 |
| Allowance for loan losses | 2,106,000 | 2,118,000 |
| Securities available for sale | 13,191,000 | 13,111,000 |
| Securities held to maturity | 223,000 | 222,000 |
| Trading assets | 0 | 0 |
| Total deposits | 225,968,000 | 227,663,000 |
| Interest-bearing deposits | 212,164,000 | 212,666,000 |
| Noninterest-bearing deposits | 13,804,000 | 14,997,000 |
| Equity capital | 40,515,000 | 41,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,043,000 | 7,838,000 |
| Interest expense | 1,595,000 | 2,881,000 |
| Net interest income | 2,448,000 | 4,957,000 |
| Noninterest income | 518,000 | 864,000 |
| Noninterest expense | 2,300,000 | 4,405,000 |
| Provision for loan losses | -204,000 | -200,000 |
| Pretax income | 870,000 | 1,616,000 |
| Income tax | 201,000 | 371,000 |
| Net income | 669,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,693,000 | 42,265,000 |
| Total capital | 43,960,000 | 44,544,000 |
| Risk-weighted assets | 205,828,000 | 207,545,000 |