Call reports 2024
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2024
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 261,700,000 | 268,957,000 | 279,844,000 | 288,692,000 |
| Total loans | 212,650,000 | 216,131,000 | 225,565,000 | 234,198,000 |
| Allowance for loan losses | 1,940,000 | 1,940,000 | 1,980,000 | 2,085,000 |
| Securities available for sale | 17,106,000 | 16,068,000 | 14,920,000 | 13,909,000 |
| Securities held to maturity | 123,000 | 123,000 | 122,000 | 122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,305,000 | 205,882,000 | 208,459,000 | 208,071,000 |
| Interest-bearing deposits | 189,984,000 | 192,253,000 | 195,151,000 | 195,447,000 |
| Noninterest-bearing deposits | 12,321,000 | 13,629,000 | 13,308,000 | 12,624,000 |
| Equity capital | 36,832,000 | 37,611,000 | 37,757,000 | 37,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,863,000 | 5,843,000 | 9,011,000 | 12,467,000 |
| Interest expense | 1,448,000 | 2,987,000 | 4,638,000 | 6,319,000 |
| Net interest income | 1,415,000 | 2,856,000 | 4,373,000 | 6,148,000 |
| Noninterest income | 219,000 | 464,000 | 671,000 | 924,000 |
| Noninterest expense | 1,729,000 | 3,471,000 | 5,163,000 | 6,895,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 145,000 |
| Pretax income | -95,000 | -151,000 | -159,000 | 32,000 |
| Income tax | -106,000 | -114,000 | -122,000 | -85,000 |
| Net income | 11,000 | -37,000 | -37,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,404,000 | 39,356,000 | 39,350,000 | 39,504,000 |
| Total capital | 41,535,000 | 41,472,000 | 41,491,000 | 41,750,000 |
| Risk-weighted assets | 190,857,000 | 195,460,000 | 202,192,000 | 208,125,000 |