Call reports 2023
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2023
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 235,800,000 | 239,813,000 | 253,989,000 | 260,069,000 |
| Total loans | 187,503,000 | 196,298,000 | 203,557,000 | 210,303,000 |
| Allowance for loan losses | 1,100,000 | 1,940,000 | 1,940,000 | 1,940,000 |
| Securities available for sale | 20,928,000 | 18,924,000 | 17,856,000 | 17,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,620,000 | 191,796,000 | 193,542,000 | 195,533,000 |
| Interest-bearing deposits | 175,795,000 | 177,169,000 | 180,181,000 | 182,915,000 |
| Noninterest-bearing deposits | 9,825,000 | 14,627,000 | 13,361,000 | 12,618,000 |
| Equity capital | 37,866,000 | 36,474,000 | 36,221,000 | 36,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,112,000 | 4,379,000 | 6,817,000 | 9,500,000 |
| Interest expense | 552,000 | 1,339,000 | 2,332,000 | 3,611,000 |
| Net interest income | 1,560,000 | 3,040,000 | 4,485,000 | 5,889,000 |
| Noninterest income | 235,000 | 619,000 | 842,000 | 1,052,000 |
| Noninterest expense | 1,684,000 | 3,359,000 | 5,036,000 | 6,748,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 300,000 | 291,000 | 193,000 |
| Income tax | -108,000 | -63,000 | -65,000 | -89,000 |
| Net income | 219,000 | 363,000 | 356,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,238,000 | 39,252,000 | 39,242,000 | 39,168,000 |
| Total capital | 41,464,000 | 41,413,000 | 41,403,000 | 41,329,000 |
| Risk-weighted assets | 177,499,000 | 181,645,000 | 185,601,000 | 187,747,000 |