Call reports 2022
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 240,084,000 | 234,978,000 | 229,183,000 | 229,576,000 |
| Total loans | 163,972,000 | 170,259,000 | 174,057,000 | 181,682,000 |
| Allowance for loan losses | 1,088,000 | 1,088,000 | 1,089,000 | 1,100,000 |
| Securities available for sale | 19,022,000 | 23,461,000 | 21,786,000 | 21,270,000 |
| Securities held to maturity | 202,000 | 201,000 | 201,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,571,000 | 191,270,000 | 185,970,000 | 185,874,000 |
| Interest-bearing deposits | 181,496,000 | 179,347,000 | 173,820,000 | 175,979,000 |
| Noninterest-bearing deposits | 12,075,000 | 11,923,000 | 12,150,000 | 9,895,000 |
| Equity capital | 36,933,000 | 37,280,000 | 36,795,000 | 37,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,544,000 | 5,466,000 | 7,497,000 |
| Interest expense | 161,000 | 289,000 | 430,000 | 733,000 |
| Net interest income | 1,571,000 | 3,255,000 | 5,036,000 | 6,764,000 |
| Noninterest income | 302,000 | 771,000 | 964,000 | 1,171,000 |
| Noninterest expense | 1,644,000 | 3,236,000 | 4,897,000 | 6,515,000 |
| Provision for loan losses | -50,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 279,000 | 840,000 | 1,153,000 | 1,470,000 |
| Income tax | 70,000 | 210,000 | 277,000 | 357,000 |
| Net income | 209,000 | 630,000 | 876,000 | 1,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,115,000 | 39,536,000 | 39,782,000 | 40,019,000 |
| Total capital | 40,330,000 | 40,751,000 | 40,997,000 | 41,245,000 |
| Risk-weighted assets | 158,678,000 | 155,443,000 | 166,515,000 | 166,039,000 |