Call reports 2021
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 257,797,000 | 251,931,000 | 249,155,000 | 244,139,000 |
| Total loans | 176,805,000 | 169,212,000 | 165,216,000 | 164,833,000 |
| Allowance for loan losses | 1,115,000 | 1,137,000 | 1,125,000 | 1,122,000 |
| Securities available for sale | 14,204,000 | 21,527,000 | 19,818,000 | 18,074,000 |
| Securities held to maturity | 406,000 | 405,000 | 404,000 | 403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,523,000 | 203,762,000 | 200,792,000 | 195,953,000 |
| Interest-bearing deposits | 197,456,000 | 191,403,000 | 185,464,000 | 181,490,000 |
| Noninterest-bearing deposits | 11,067,000 | 12,359,000 | 15,328,000 | 14,463,000 |
| Equity capital | 34,737,000 | 37,782,000 | 37,299,000 | 37,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,838,000 | 5,617,000 | 7,350,000 |
| Interest expense | 449,000 | 818,000 | 1,111,000 | 1,325,000 |
| Net interest income | 1,488,000 | 3,020,000 | 4,506,000 | 6,025,000 |
| Noninterest income | 513,000 | 868,000 | 1,271,000 | 1,589,000 |
| Noninterest expense | 1,709,000 | 3,322,000 | 4,893,000 | 6,533,000 |
| Provision for loan losses | -140,000 | -140,000 | -140,000 | -140,000 |
| Pretax income | 432,000 | 706,000 | 1,024,000 | 1,221,000 |
| Income tax | 108,000 | 176,000 | 218,000 | 265,000 |
| Net income | 324,000 | 530,000 | 806,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,274,000 | 38,434,000 | 38,705,000 | 38,896,000 |
| Total capital | 39,516,000 | 39,697,000 | 39,956,000 | 40,145,000 |
| Risk-weighted assets | 159,292,000 | 158,705,000 | 158,244,000 | 158,179,000 |