Call reports 2020
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 255,215,000 | 268,654,000 | 265,004,000 | 257,996,000 |
| Total loans | 207,382,000 | 199,752,000 | 192,457,000 | 185,638,000 |
| Allowance for loan losses | 1,255,000 | 1,255,000 | 1,255,000 | 1,255,000 |
| Securities available for sale | 12,942,000 | 18,555,000 | 20,645,000 | 16,265,000 |
| Securities held to maturity | 612,000 | 611,000 | 609,000 | 607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,553,000 | 217,003,000 | 213,098,000 | 206,123,000 |
| Interest-bearing deposits | 200,760,000 | 205,433,000 | 201,579,000 | 195,852,000 |
| Noninterest-bearing deposits | 7,793,000 | 11,570,000 | 11,519,000 | 10,271,000 |
| Equity capital | 35,478,000 | 34,003,000 | 34,244,000 | 34,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,316,000 | 4,622,000 | 6,868,000 | 8,938,000 |
| Interest expense | 767,000 | 1,513,000 | 2,188,000 | 2,752,000 |
| Net interest income | 1,549,000 | 3,109,000 | 4,680,000 | 6,186,000 |
| Noninterest income | 251,000 | 529,000 | 879,000 | 1,309,000 |
| Noninterest expense | 1,560,000 | 3,169,000 | 4,773,000 | 6,428,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 225,000 | 454,000 | 771,000 | 1,052,000 |
| Income tax | 56,000 | 94,000 | 173,000 | 231,000 |
| Net income | 169,000 | 360,000 | 598,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,224,000 | 37,411,000 | 37,648,000 | 37,858,000 |
| Total capital | 38,606,000 | 38,793,000 | 39,030,000 | 39,240,000 |
| Risk-weighted assets | 177,196,000 | 171,518,000 | 168,298,000 | 162,626,000 |
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