Call reports 2019
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 247,534,000 | 248,035,000 | 251,336,000 | 247,791,000 |
| Total loans | 205,726,000 | 206,644,000 | 204,601,000 | 205,541,000 |
| Allowance for loan losses | 1,195,000 | 1,210,000 | 1,225,000 | 1,240,000 |
| Securities available for sale | 10,245,000 | 10,566,000 | 9,543,000 | 13,188,000 |
| Securities held to maturity | 401,000 | 200,000 | 816,000 | 614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,587,000 | 200,913,000 | 201,816,000 | 203,295,000 |
| Interest-bearing deposits | 194,566,000 | 191,935,000 | 192,506,000 | 196,009,000 |
| Noninterest-bearing deposits | 8,021,000 | 8,978,000 | 9,310,000 | 7,286,000 |
| Equity capital | 34,420,000 | 34,388,000 | 34,926,000 | 35,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,292,000 | 4,642,000 | 6,983,000 | 9,316,000 |
| Interest expense | 681,000 | 1,407,000 | 2,176,000 | 2,946,000 |
| Net interest income | 1,611,000 | 3,235,000 | 4,807,000 | 6,370,000 |
| Noninterest income | 202,000 | 538,000 | 836,000 | 1,054,000 |
| Noninterest expense | 1,478,000 | 3,016,000 | 4,479,000 | 5,990,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 320,000 | 727,000 | 1,119,000 | 1,374,000 |
| Income tax | 80,000 | 182,000 | 202,000 | 266,000 |
| Net income | 240,000 | 545,000 | 917,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,064,000 | 36,566,000 | 36,938,000 | 37,129,000 |
| Total capital | 37,371,000 | 37,892,000 | 38,286,000 | 38,488,000 |
| Risk-weighted assets | 173,423,000 | 174,849,000 | 175,029,000 | 175,175,000 |