Call reports 2018
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 241,269,000 | 245,089,000 | 247,862,000 | 247,934,000 |
| Total loans | 191,413,000 | 193,953,000 | 199,615,000 | 203,340,000 |
| Allowance for loan losses | 1,202,000 | 1,179,000 | 1,217,000 | 1,193,000 |
| Securities available for sale | 11,901,000 | 11,362,000 | 10,855,000 | 10,567,000 |
| Securities held to maturity | 603,000 | 603,000 | 602,000 | 600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,725,000 | 201,119,000 | 198,496,000 | 199,624,000 |
| Interest-bearing deposits | 189,799,000 | 191,846,000 | 189,268,000 | 192,694,000 |
| Noninterest-bearing deposits | 7,926,000 | 9,273,000 | 9,228,000 | 6,930,000 |
| Equity capital | 32,634,000 | 33,476,000 | 33,699,000 | 34,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,061,000 | 4,181,000 | 6,341,000 | 8,614,000 |
| Interest expense | 446,000 | 948,000 | 1,494,000 | 2,116,000 |
| Net interest income | 1,615,000 | 3,233,000 | 4,847,000 | 6,498,000 |
| Noninterest income | 349,000 | 538,000 | 763,000 | 979,000 |
| Noninterest expense | 1,435,000 | 2,870,000 | 4,348,000 | 5,745,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 529,000 | 901,000 | 1,242,000 | 1,682,000 |
| Income tax | 93,000 | 186,000 | 260,000 | 370,000 |
| Net income | 436,000 | 715,000 | 982,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,947,000 | 35,227,000 | 35,493,000 | 35,823,000 |
| Total capital | 36,236,000 | 36,495,000 | 36,806,000 | 37,120,000 |
| Risk-weighted assets | 168,371,000 | 172,348,000 | 172,197,000 | 177,514,000 |