Call reports 2017
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 227,239,000 | 233,089,000 | 239,499,000 | 238,366,000 |
| Total loans | 178,924,000 | 183,682,000 | 185,035,000 | 189,242,000 |
| Allowance for loan losses | 1,229,000 | 1,213,000 | 1,221,000 | 1,204,000 |
| Securities available for sale | 14,393,000 | 13,855,000 | 13,215,000 | 12,546,000 |
| Securities held to maturity | 805,000 | 605,000 | 604,000 | 604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,783,000 | 183,859,000 | 196,441,000 | 192,953,000 |
| Interest-bearing deposits | 170,353,000 | 176,368,000 | 187,931,000 | 186,258,000 |
| Noninterest-bearing deposits | 7,430,000 | 7,491,000 | 8,510,000 | 6,695,000 |
| Equity capital | 31,106,000 | 31,806,000 | 32,017,000 | 32,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 3,862,000 | 5,868,000 | 7,903,000 |
| Interest expense | 303,000 | 652,000 | 1,046,000 | 1,482,000 |
| Net interest income | 1,601,000 | 3,210,000 | 4,822,000 | 6,421,000 |
| Noninterest income | 235,000 | 467,000 | 714,000 | 913,000 |
| Noninterest expense | 1,463,000 | 2,918,000 | 4,424,000 | 5,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 373,000 | 759,000 | 1,112,000 | 1,412,000 |
| Income tax | 119,000 | 243,000 | 356,000 | 274,000 |
| Net income | 254,000 | 516,000 | 756,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,627,000 | 33,889,000 | 34,129,000 | 34,511,000 |
| Total capital | 34,930,000 | 35,178,000 | 35,432,000 | 35,795,000 |
| Risk-weighted assets | 171,219,000 | 175,620,000 | 175,929,000 | 167,734,000 |