Call reports 2016
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 215,676,000 | 217,236,000 | 220,047,000 | 222,287,000 |
| Total loans | 163,532,000 | 167,073,000 | 171,198,000 | 174,212,000 |
| Allowance for loan losses | 1,318,000 | 1,340,000 | 1,318,000 | 1,317,000 |
| Securities available for sale | 17,635,000 | 16,932,000 | 16,154,000 | 14,966,000 |
| Securities held to maturity | 918,000 | 753,000 | 752,000 | 806,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,804,000 | 173,670,000 | 174,492,000 | 173,905,000 |
| Interest-bearing deposits | 165,733,000 | 166,261,000 | 166,138,000 | 167,786,000 |
| Noninterest-bearing deposits | 7,071,000 | 7,409,000 | 8,354,000 | 6,119,000 |
| Equity capital | 30,345,000 | 30,442,000 | 30,787,000 | 30,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,875,000 | 3,695,000 | 5,553,000 | 7,423,000 |
| Interest expense | 254,000 | 520,000 | 800,000 | 1,088,000 |
| Net interest income | 1,621,000 | 3,175,000 | 4,753,000 | 6,335,000 |
| Noninterest income | 167,000 | 450,000 | 690,000 | 906,000 |
| Noninterest expense | 1,409,000 | 2,812,000 | 4,181,000 | 5,519,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 379,000 | 813,000 | 1,262,000 | 1,722,000 |
| Income tax | 121,000 | 210,000 | 354,000 | 501,000 |
| Net income | 258,000 | 603,000 | 908,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,410,000 | 32,755,000 | 33,061,000 | 33,374,000 |
| Total capital | 33,771,000 | 34,170,000 | 34,455,000 | 34,761,000 |
| Risk-weighted assets | 154,520,000 | 161,258,000 | 164,875,000 | 168,298,000 |