Call reports 2015
OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 207,289,000 | 204,307,000 | 209,951,000 | 212,332,000 |
| Total loans | 142,291,000 | 145,395,000 | 154,409,000 | 158,006,000 |
| Allowance for loan losses | 1,356,000 | 1,356,000 | 1,301,000 | 1,313,000 |
| Securities available for sale | 26,788,000 | 23,682,000 | 21,005,000 | 18,082,000 |
| Securities held to maturity | 1,121,000 | 1,120,000 | 1,120,000 | 1,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,271,000 | 172,303,000 | 172,177,000 | 172,776,000 |
| Interest-bearing deposits | 166,659,000 | 165,134,000 | 164,711,000 | 165,451,000 |
| Noninterest-bearing deposits | 5,612,000 | 7,169,000 | 7,466,000 | 7,325,000 |
| Equity capital | 30,202,000 | 29,126,000 | 29,829,000 | 29,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,360,000 | 5,079,000 | 6,880,000 |
| Interest expense | 256,000 | 491,000 | 730,000 | 978,000 |
| Net interest income | 1,446,000 | 2,869,000 | 4,349,000 | 5,902,000 |
| Noninterest income | 192,000 | 370,000 | 508,000 | 675,000 |
| Noninterest expense | 1,401,000 | 2,717,000 | 4,004,000 | 5,380,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 522,000 | 853,000 | 1,197,000 |
| Income tax | 76,000 | 122,000 | 228,000 | 338,000 |
| Net income | 161,000 | 400,000 | 625,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,454,000 | 31,692,000 | 31,918,000 | 32,152,000 |
| Total capital | 32,879,000 | 33,119,000 | 33,291,000 | 33,557,000 |
| Risk-weighted assets | 142,298,000 | 145,368,000 | 150,790,000 | 151,004,000 |