Call reports 2025
BANK OF LABOR — 2025
What BANK OF LABOR reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,034,136,000 | 1,074,279,000 | 1,066,993,000 | 1,071,878,000 |
| Total loans | 336,086,000 | 342,026,000 | 363,976,000 | 359,344,000 |
| Allowance for loan losses | 4,947,000 | 4,868,000 | 4,848,000 | 5,200,000 |
| Securities available for sale | 490,210,000 | 460,284,000 | 455,344,000 | 489,450,000 |
| Securities held to maturity | 19,247,000 | 86,179,000 | 80,007,000 | 70,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 956,818,000 | 1,003,319,000 | 992,460,000 | 991,088,000 |
| Interest-bearing deposits | 712,380,000 | 754,418,000 | 751,254,000 | 743,228,000 |
| Noninterest-bearing deposits | 244,438,000 | 248,901,000 | 241,206,000 | 247,860,000 |
| Equity capital | 37,424,000 | 40,857,000 | 45,970,000 | 49,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,957,000 | 22,636,000 | 34,814,000 | 46,631,000 |
| Interest expense | 2,570,000 | 5,364,000 | 8,334,000 | 10,903,000 |
| Net interest income | 8,387,000 | 17,272,000 | 26,480,000 | 35,728,000 |
| Noninterest income | 1,948,000 | 3,924,000 | 6,022,000 | 8,171,000 |
| Noninterest expense | 7,052,000 | 14,694,000 | 22,706,000 | 31,007,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | 250,000 |
| Pretax income | 3,322,000 | 6,502,000 | 9,915,000 | 12,574,000 |
| Income tax | 796,000 | 1,559,000 | 2,378,000 | 2,936,000 |
| Net income | 2,526,000 | 4,943,000 | 7,537,000 | 9,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,125,000 | 79,942,000 | 81,892,000 | 83,077,000 |
| Total capital | 83,530,000 | 85,301,000 | 87,132,000 | 88,739,000 |
| Risk-weighted assets | 564,638,000 | 583,837,000 | 583,858,000 | 598,883,000 |