Call reports 2019
BANK OF LABOR — 2019
What BANK OF LABOR reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 617,741,000 | 640,969,000 | 622,451,000 | 665,981,000 |
| Total loans | 268,525,000 | 257,843,000 | 259,999,000 | 261,049,000 |
| Allowance for loan losses | 4,567,000 | 4,556,000 | 4,426,000 | 4,249,000 |
| Securities available for sale | 248,756,000 | 258,215,000 | 255,261,000 | 291,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,302,000 | 531,835,000 | 511,295,000 | 561,815,000 |
| Interest-bearing deposits | 401,607,000 | 405,390,000 | 370,299,000 | 419,057,000 |
| Noninterest-bearing deposits | 114,695,000 | 126,445,000 | 140,996,000 | 142,758,000 |
| Equity capital | 48,592,000 | 51,721,000 | 51,986,000 | 51,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,197,000 | 12,468,000 | 18,637,000 | 24,804,000 |
| Interest expense | 790,000 | 1,652,000 | 2,489,000 | 3,375,000 |
| Net interest income | 5,407,000 | 10,816,000 | 16,148,000 | 21,429,000 |
| Noninterest income | 1,588,000 | 3,333,000 | 5,125,000 | 6,845,000 |
| Noninterest expense | 6,200,000 | 12,537,000 | 19,025,000 | 25,775,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 778,000 | 1,657,000 | 2,454,000 | 2,736,000 |
| Income tax | 214,000 | 438,000 | 642,000 | 724,000 |
| Net income | 564,000 | 1,219,000 | 1,812,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,311,000 | 52,015,000 | 52,055,000 | 51,839,000 |
| Total capital | 55,784,000 | 56,332,000 | 56,439,000 | 56,088,000 |
| Risk-weighted assets | 357,643,000 | 345,193,000 | 350,670,000 | 367,392,000 |