Call reports 2016
BANK OF LABOR — 2016
What BANK OF LABOR reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 547,690,000 | 550,928,000 | 572,220,000 | 555,236,000 |
| Total loans | 219,559,000 | 224,802,000 | 218,980,000 | 218,620,000 |
| Allowance for loan losses | 4,513,000 | 4,499,000 | 4,548,000 | 4,533,000 |
| Securities available for sale | 228,889,000 | 224,141,000 | 235,289,000 | 259,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,035,000 | 446,618,000 | 469,664,000 | 451,236,000 |
| Interest-bearing deposits | 383,901,000 | 375,971,000 | 362,627,000 | 370,842,000 |
| Noninterest-bearing deposits | 63,134,000 | 70,647,000 | 107,037,000 | 80,394,000 |
| Equity capital | 47,357,000 | 49,820,000 | 50,367,000 | 47,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,547,000 | 9,053,000 | 13,641,000 | 18,432,000 |
| Interest expense | 442,000 | 890,000 | 1,340,000 | 1,794,000 |
| Net interest income | 4,105,000 | 8,163,000 | 12,301,000 | 16,638,000 |
| Noninterest income | 1,600,000 | 3,241,000 | 4,786,000 | 6,347,000 |
| Noninterest expense | 5,370,000 | 10,946,000 | 16,430,000 | 22,092,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 562,000 | 1,336,000 | 1,602,000 | 1,949,000 |
| Income tax | 205,000 | 499,000 | 611,000 | 753,000 |
| Net income | 357,000 | 837,000 | 991,000 | 1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,780,000 | 48,665,000 | 48,734,000 | 48,863,000 |
| Total capital | 49,959,000 | 52,812,000 | 52,849,000 | 53,022,000 |
| Risk-weighted assets | 332,675,000 | 331,105,000 | 328,477,000 | 332,035,000 |